These notices included your right to dispute the balance owed. How does that work ? If I pay within 14 days of receiving the letter I only have to pay a third of the $1200.I never used Dish Network. Suite 100 Renton, WA 98057, Phone number: 800-444-8485 Website: http://www.convergentusa.com/. A translation and description of commonly-used debt collection terms is available in multiple languages on the New York City Department of Consumer and Worker Protections website, www.nyc.gov/dca. Please Help Me Get Convergent Off of My Report! I was able to settle account for $500, which is a victory as the original amount was $1083. Engage via Email. But like most debt collectors, it has a questionable reputation with its customers. Dorado, PR 00646, Metro Office Park If you have questions or need to make a change to your account. Further dinging score. Convergent Outsourcing has many complaints against it on file with the Consumer Financial Protection Bureau and the Better Business Bureau, mostly regarding: These violate the Fair Trade Commission-mandated Fair Debt Collection Practices Act (FDCPA). I don't believe that I owe what Sprint claims that I owe. 800 SW 39th Street, Suite 100Renton, WA 98057, 800-444-84857 am to 5 pm Pacific TimeMonday to Friday, New York City Residents: Please be advised that language access services, including the translation of information into a language other than English, may be available. I use Credit Karma to keep track of my record, although I haven't been on the non-tax side of it for a while now. Sorry to hear. Your account number is located on the top right-hand side of the letter sent to you from Convergent; it will start with a letter of the alphabet followed by a number (i.e. 11/30/2022 3:48 PM. Top 86 Reviews and Complaints about Convergent - ConsumerAffairs Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. How did you get in contact with them i need to pay something off but cant reach them. Make a Payment - ConvergentUSA Of course, things are a little different now after the pandemic. If you are unsure whether we have your current information, call us to confirm that your email and mailing address are correct and request any necessary corrections. INC. FIRST BANK AND TRUST MIDLAND FUNDING, LLC Sent me a settlement statement for a bill to this company. Who is Convergent Outsourcing? Improving your credit takes time, but its worth it. By accepting all cookies, you agree to our use of cookies to deliver and maintain our services and site, improve the quality of Reddit, personalize Reddit content and advertising, and measure the effectiveness of advertising. This claim is in fact, spelled out directly on convergent's website: Convergent Outsourcing is not a scam. In business since 1950, Convergent is one of Americas leading collections agencies. The contents of this site may not be republished, reprinted, rewritten or recirculated without written permission. How to Remove Convergent Outsourcing from Your Credit Report Just wanted to share. Press question mark to learn the rest of the keyboard shortcuts. Convergent Outsourcing help. Unfortunately, you cannot get your account number online at this time. We're available to help by phone at 1-800-444-8485 or online through our contact form. Further information is available in our FICO Data Privacy Policy. I did however pick up the phone today and spoke with a Tom **, supervisor, would not say where the call center was. If you weren't paying on it then it went to collections. So i tried a lot and they wont do PFD, should i just pay to sprint and they would just have to delete the collections from my report ? Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. This is the best way to manage and repair your business reputation. Consumers educating consumers., Complaints Reviews Scams Lawsuits Frauds Reported.. Sprint sent account to collections with Convergent Outsourcing - reddit She said to give them a call and try to settle for less with them. They stop taking the money out of my account and listed it as a paid debt on my credit report. If they say yes, you have something to fall back on. Options to consider with Convergent Outsourcing collections. Its possible that the information Convergent Outsourcing has regarding your debt is incorrect or that the debt doesnt even belong to you. I asked if she was sure and she said yes. We do send updates to all applicable credit reporting agencies for some clients weekly; we also request that they update a consumers credit report to reflect any payments. I found out that Convergent Outsourcing, Inc. is a SCAMMER company. For more information about reviews on ConsumerAffairs.com please visit our Balance due is 1700. I would even consider pay for delete in full. Renton Washington, Bank Fraud, Credit Card Service, Collection Agency, Convergent Convergent Outsourcing Inc Sent me a notice stating they are gving me an opportunity to settle debt of $5,198.45 for the sum of $1819.46 Renton Washington, Convergent Outsourcing, Inc. Galaxy Asset Purchasing, LLC Sending Letters and calls for debt collections Renton Washington, Tempoe LLC Convergent Outsourcing Inc. When a debt collector contacts them, many consumers are unaware that the FDCPA provides protection from this kind of abuse. If that happens then show proof your payment was to Sorint direct and it would be deleted. They actually are a debt collections agency. This is what I just went through. I know this thread is a few months old but I thought I'd share my experience. This company doesn't seem reputable. And I owe them money. If you would like to see more Rip-off Reports on this company/individual, search here: Read more reports about Convergent Outsourcing, Inc. If not, the collection on your report can stand as you had a valid debt, that was being collected from a valid debt collector. It took a few people and tries but they are finally deleting. And that my Identy had been stolen last year. Consumers want to see how a business took care of business. If they agree that the entry is inaccurate, theyll remove it from your credit report. Learn more about obtaining detailed information about your account over the phone. Consumers love to do business with someone that can admit mistakes and state how they made improvements. They collect debts for financial institutions like Credit One Bank and PayPal, and telecommunication companies like Sprint and Verizon. As an accredited agency, all of our representatives take part in a thorough customer service and Fair Debt Collection Practices Act (FDCPA) compliance training program, which we follow up with ongoing training and quarterly testing. How to Remove Convergent Outsourcing from Your Credit Report - FinanceJar Convergent Outsourcing Questions & Complaints What the BBB has done to consumers for over 100 years is one of the many reasons why Ripoff Report was created. |, Check your search kayConvergent Outsourcing, Inc. Who's crazy enough to start this website? I also called convergent and they only collecting on sprint behalf. Our representatives will contact you in accordance with FDCPA standards in order to secure payment on your debt. Convergent Outsourcing, Inc., Civil Action 2:21-cv-03849, see flags on bad law, and search Casetext's comprehensive legal database . Englewood Cliffs New Jersey, CONVERGENT OUTSOURCING, INC. ATERSO01 They sent me a bill, stating I'm past due with Rbs Citizens, NA. Learn more about Convergent Outsourcing or view your account with us online. So I called the number listed he ask for last 4 of my SS# and address. You may try a GW campaign with OC. Originating in 1950, its current headquarters are in Renton, Washington. he said this was a bill collection agency. I wouldn't bother paying or contacting Convergence at all, they will probably be no help. FAQ. Convergent Outsourcing Inc is a debt collection agency owned by Convergence Resource. Convergent Outsourcing is not a scam. It dropped off after a while. Convergent Outsourcing is a large debt collector with offices in several cities in the US and in Central America. Is Convergent Outsourcing a Scam? Convergent Outsourcing is one of America's leading collection agencies with offices across the country. PRIVACY NOTICE: When you visit this website we collect your browsing activities on our site and use that information to analyze and research improvements to the website, and to our products and services. Note: I recorded both Sprint phone conversations. Start by offering to pay Convergent Outsourcing half of the amount you owe and negotiate from there. Work with Lemberg Law out of Wilton, CT. Calls coming from Atlanta, Georgia. Companies displayed may pay us to be Authorized or when you click a link, call a number or fill a form on our site. I had an unpaid bill with Sprint that was sent to Convergent Outsourcing. Unsubscribe at any time. Ripoff Report | Convergent Outsourcing, Review - Renton, Washington As Convergent Outsourcing, Inc., we operate as a third party debt collector for our clients. Contact. I told him I have had this number for 18 months, do not know anyone by that name and I was going to report him, which I did. FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Do I handle the debt through Convergent? All rights reserved. I don't want to pay Sprint if it means that the Convergent line remains on my report with the line "paid in full". I asked her if Convergent owned the debt. Ok, I may be wrong and others can chime in and correct it. It depends on how much they gave access to their system to Convergent. After reading discussions on this forum, I spoke with Sprint and paid them directly. At this time, we can only discuss payment plans over the phone. I just went through this, except the CA for mine was ERC. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. That's if they're reporting. It's advisable to send a debt validation letter via certified mail to get confirmation of receipt and to create a paper trail. If the collections debt is paid there would be nothing to put on the credit. Copyright 2001-document.write(new Date().getFullYear()) Fair Isaac Corporation. This is exactly what it sounds like: These types of agreements are rare, but a debt collector may agree if its desperate for your payment. I just got an email from Convergent with a letter attached stating that they've requested all deletion of this trade line from all. The account is in the amount of $621. I have a collections account being reported by "Convergent Outsourcing". It was gone off my reports within 2-3 days. Plaintiff's Experian credit report states an account in Defendant's name, not in Sprint's name, was opened on September 17, 2019, the same date the parties agree Sprint authorized Defendant to begin collecting . For more than sixty years, Convergent has worked with clients in process outsourcing, revenue cycle and receivables management. I have been receiving calls periodically, have not answered these calls. The posting time indicated is Arizona local time. ". Convergent Outsourcing, Inc Scam Collection for Sprint Renton Washington. I had a Spring sent to ERC. Phone 2 hrs, transferred numerous times and then they hang up! It may not be copied without the written permission of Ripoff Report. Stop breaking the law. (Sales might work too, you just want someone who can take your payment). Convergent Outsourcing is one of Americas leading collection agencieswith offices across the country. Convergent Outsourcing was the most recent CA to report on this debt. Since they were on leases that left me on the hook for around $1400. We understand that collections is often an emotional and overwhelming process. Learn more about how we make money. Thank you for visiting Convergent Outsourcing to make a payment on your account. Copyright 2001-document.write(new Date().getFullYear()) Fair Isaac Corporation. Convergent Outsourcing, Inc 800 SW 39th St/PO Box 9004 Renton, Washington USA Phone: 8662916364 Web: www.convergentusa.com Category: Cellular Phone Companies Convergent Outsourcing, Inc Scam Collection for Sprint Renton Washington Print this Report Email this Report Tweet Business Rating: Rate this business This report was posted on Ripoff Report on 09/05/2014 01:58 PM and is a permanent record located here: I told them I had never had an account with this place and have NEVER owed such an amount to anyone. This is an attempt to collect a debt by a debt collector, and any information obtained will be used for that purpose. So, now I'm not sure how to handle this. Sprint sent account to collections, Convergent Outsourcing. I made arrangement to pay for some equipment for renting it, I did not owe them any money. Thank you, you have successfully subscribed to our newsletter! Sprint sent account to collections, Convergent Outsourcing. Renton Washington, Convergent Outsourcing, Inc. ATERSO01PO Box 1022Wixom MI 48393-1022 Notice received by US Mail stating I owe Dish Network $149.85 and offering me a settlement amount of only $74.93. I have sent numerous validation letters and no response! Repackaged from Purchased from Amazon, stealing all certifications and false manufacturing markers from the packaging of NB food supplements. A translation and description of commonly-used debt collection terms is available in multiple languages on the New York City Department of Consumer and Worker Protections website, www.nyc.gov/dca. We believe in customer service and want to make it easy as possible for people to pay the debts they owe. All FICO Score products made available on myFICO.com include a FICO Score 8, and may include additional FICO Score versions. I am not paying them another dime. Many companies featured on Money advertise with us. To find the most relevant information concerning collections or credit card inquiries, please visit: https://money.com/how-to-remove-collections-from-credit-report/ or https://money.com/get-items-removed-from-credit-report/, Money Group, LLC Many factors affect your FICO Scores and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Play video Make A Payment If you have an account with Convergent, you can make a payment online or call us at 800-444-8485. I have an old Sprint account that went into collections via Convergent Outsourcing. R-1234567). If you make this agreement, you MUST have it in writing, if it isn't is writing, there is no agreement. The best way to prevent an old debt from affecting your future financial opportunities is to remove the collection entry from your credit report. Wait. I then, on my own terms, proceeded to pay on my account whatever I could afford via their website. Just because you paid Sprint off doesn't mean that it gets it off your report. All rights reserved. It often has more success because of its industry knowledge and negotiation tactics. Convergent Outsourcing does not accept payment in exchange for credit deletion. If this describes your current situation, send a letter to Convergent Outsourcing and request a goodwill deletion. Bryan Sankey is a Sprint Trainer at Convergent Outsourcing based in Renton, Washington. If you cant find your letter or you havent received one, you can get your account number by calling Convergent Outsourcing at 1-800-444-8485. I paid them in full. Watch to learn more! They wanted me to pay 60% to settle the account, and I told them I wanted to file a dispute, and they said once I got the documents, THEN I would have to pay the amount!!!! If that means pay in full, so be it. This company Is willing to settle for half of what they say I owe. I was stunned. Can I get some insider knowledge or feedback? A program that benefits the consumer, assures them of complete satisfaction and confidence when doing business with a member business. Offers may be subject to change without notice. Whatever the reason, make sure youre sincere and friendly in your letter, as Convergent Outsourcing are unlikely to grant your request if youre demanding and angry. I was a month to month plan. Las Vegas Nevada, Convergent Outsourcing, Inc. Convergent, Jefferson Capital Systems, LLC A collection from HSBC Bank which I have, nor had a account with HSBC. Convergent Outsourcing is one of America's leading collection agencies, adhering to the FDCPA's guidelines . He said all he could do was put this note in my file. If they don't, the collection agency may just update it to paid/$0 balance and it will remain on your credit reports for 7 years from the DOFD. If you have questions or need to make a change to your account. Email. I'm down to one last account, and would like some guidance on how to tackle it. Opinions expressed on this site are the author's alone, not those of a third-party entity, and have not been reviewed, approved, or otherwise endorsed. Or, should I try to handle it through Sprint (since they own the debt). When you register for our products and services, we also collect certain personal information from you for identification purposes, such as your name, address, email address, telephone number, social security number, IP address, and date of birth. The whole industry is designed around fear and harassment - yet collection agencies buy and sell your debt routinely. This is one of the reasons I love the forum, helpful recent experiences. https://money.com/how-to-remove-convergent-outsourcing-from-your-credit-report/. It is on my credit report now. Caller I.D. We believe in customer service and want to make it easy as possible for people to pay the debts they owe. Sign up to receive our free weekly newsletter. Philidelphia Nationwide, Paradise Property Management Ventura Illegal eviction my account being hacked, PPM will not investigate how it happened Ventura California, Kei Kullberg Quintessential Mortgage Group bait and switch you into promising you a low-rate Mortgage Scammer White Plains New York, TAHINI GODDESS Sally schimko Sexyveggies Tahini Goddess inulin Goddess Prebiotic white labeling of non-licensed food supplement. If you paid the debt and you're currently in good standing with the original creditor, deleting the collection from your credit report is still a possibility. I have not had business with Dish for over 3 years and left them with a $0 balance. Sprint as a matter of policy does not remove the bureau reporting for paid debt as this would violate their agreement with the agencies and the credit bureaus. I want it removed entirely. - Send an email to the executive office letting you know you paid in full directly asking to have it deleted. Rude! Convergent Outsourcing, Inc. is a third party debt collection agency and member of ACA International with over 60 years of experience in the collections industry. Convergent Outsourcing received and responded to numerous requests for validation as well as requests for credit deletion in exchange for payment. Advertisers above have met our They told me to contact their collections people. Companies across the United States contact us to help them recover debts. More details on software and accessibility are available at WebAIM.org. For more information or to verify license status, visit the NMLS Consumer Access website at https://www.nmlsconsumeraccess.org/. Labarr v. Convergent Outsourcing, Inc. - Casetext In full! But we can send a letter out showing settled. You can send a debt validation letter to Convergent Outsourcing asking it to confirm details of the debt, including: You can use a template if you need help writing your own letter. Copyright 2022 Consumers Unified LLC. This payment will be updated to the credit bureaus and they will be notified that the account is paid in full. All rights reserved. They are a scam. https://www.sprint.com/en/landings/chat.html, https://www.elliott.org/company-contacts/. They're trying to collect $2,200.39 of which I have no idea what this is. Further information is available in our FICO Data Privacy Policy. The agencies are much more likely to sue now then in the past, even over small debts. By clicking "TRY IT", I agree to receive newsletters and promotions from Money and its partners.